Terms and Conditions
These terms and conditions govern your use of our financial planning subscription service and website.
Last updated: July 24, 2025
Effective from: July 24, 2025
Acceptance of Terms
By accessing our website or using our services, you agree to be bound by these terms and conditions.
If you do not agree with any part of these terms, please do not use our services.
Definitions
For the purpose of these terms, the following definitions apply:
- "Service": Our financial planning subscription service including consultations and related materials
- "Subscriber": Any individual or entity that has signed up for our paid subscription service
- "Content": All information, advice, materials, and resources provided through our service
- "Website": The Olerynthaqo website and all associated digital platforms
Use License and Restrictions
We grant you a limited, non-exclusive license to access and use our service for personal financial planning purposes.
This license is personal to you and cannot be transferred or shared.
- Access service content for personal financial planning
- Download materials provided specifically to you
Subscriber Responsibilities
As a subscriber, you agree to:
- Provide accurate and complete information about your financial situation
- Use the service only for lawful purposes
- Maintain the confidentiality of your account credentials
- Notify us promptly of any changes to your circumstances
Prohibited Activities
You may not use our service to:
- Share access credentials with unauthorized persons
- Reproduce or distribute our proprietary content without permission
- Attempt to gain unauthorized access to our systems
- Use the service for any illegal or fraudulent activities
- Interfere with or disrupt the service or servers
Intellectual Property Rights
All content, trademarks, and intellectual property on our website and service remain our exclusive property.
Unauthorized use of our intellectual property is strictly prohibited.
Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. Privacy Policy
Service Disclaimers
Our service is provided for general guidance and educational purposes only.
We make no warranties regarding specific outcomes or results from using our service.
Past performance does not guarantee future results. Individual results may vary based on personal circumstances and market conditions.
Limitation of Liability
Our total liability to you for any claims arising from the service is limited to the subscription fees paid in the preceding 12 months.
Maximum liability shall not exceed RM3,000 per subscriber.
Indemnification
You agree to indemnify and hold us harmless from any claims or damages arising from your use of the service or violation of these terms.
Dispute Resolution
We are committed to resolving disputes fairly and efficiently:
Local Resolution
Disputes will first be addressed through good faith negotiation and mediation.
Unresolved disputes shall be subject to Malaysian court jurisdiction.
Alternative Resolution
Eligible disputes may be resolved through online dispute resolution platforms.
Online Dispute Resolution Platform: ODR Platform
Termination
Either party may terminate the subscription with 30 days written notice.
Provisions regarding intellectual property, liability, and indemnification survive termination.
Governing Law
These terms are governed by Malaysian law and subject to the jurisdiction of Malaysian courts.
Changes to Terms
We reserve the right to modify these terms with reasonable notice to subscribers.
Continued use of the service after changes constitutes acceptance of modified terms.
Severability
If any provision of these terms is deemed invalid, the remaining provisions continue in full force and effect.
Entire Agreement
These terms constitute the complete agreement between you and Olerynthaqo regarding use of our service.
Contact Information
For questions about these terms, please contact us:
Email: info@olerynthaqo.com
Phone: +601751692803
Address: Air Itam Road, Air Itam, 11500 George Town, Penang, Malaysia